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TERMS OF SERVICE

Effective Date: 02-12-2026

Welcome to Summit Beacon LLC (“Company,” “we,” “our,” or “us”). By accessing or using our website, submitting your information, scheduling a consultation, or engaging with our services, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website or services.

1. Services Overview

Summit Beacon LLC provides financial education, guidance, and strategic advisory services designed to help individuals strengthen their financial foundation and prepare for long-term goals, including homeownership readiness.

All services are provided for informational and educational purposes only. We do not guarantee specific financial outcomes or results.

2. Eligibility

You must be at least 18 years old to use our services. By using our website or submitting your information, you confirm that you are at least 18 years of age.

3. No Professional Advice

The information provided through our website, consultations, SMS messages, emails, and materials is for general informational purposes only. It should not be considered legal, tax, or financial advice. You are encouraged to consult with licensed professionals regarding your individual circumstances before making financial decisions.

4. User Responsibilities

By using our website and services, you agree:

• To provide accurate and truthful information

• Not to misuse our website or attempt unauthorized access

• Not to use our content for unlawful purposes

• To maintain the confidentiality of any account credentials

We reserve the right to refuse service or terminate access if these terms are violated.

5. Intellectual Property

All content on this website, including text, branding, graphics, logos, images, downloads, and materials, is the property of Summit Beacon LLC and may not be copied, reproduced, distributed, modified, or used without prior written permission.

6. Limitation of Liability

Summit Beacon LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Your use or inability to use our services

• Errors or omissions in website content

• Decisions made based on information provided

Your use of our website and services is at your own discretion and risk.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and safeguard your information.

We do not sell, rent, or share personal information with third parties or affiliates for marketing purposes.

8. SMS Messaging Terms

By providing your phone number through our website forms or other approved opt-in methods, you consent to receive SMS text messages from Summit Beacon LLC.

Types of Messages

Messages may include:

• Appointment confirmations and reminders

• Service-related notifications

• Account updates

• Informational communications

• Promotional or marketing messages (if you opt in)

Message Frequency

Message frequency may vary depending on your interaction with our services.

Message & Data Rates

Message and data rates may apply based on your mobile carrier’s plan.

Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP to any message. After sending STOP, you will receive a confirmation message and will no longer receive SMS communications unless you opt in again.

Help Instructions

For assistance, reply HELP to any message or contact us directly at:

Email: [Insert Business Email]
Phone: [Insert Business Phone Number]

Consent

Consent to receive SMS messages is not a condition of purchase. By opting in, you agree to receive messages as described above.

We do not sell, rent, or share SMS consent or phone numbers with third parties or affiliates for marketing purposes.

9. Third-Party Links

Our website may contain links to third-party websites. Summit Beacon LLC is not responsible for the content, policies, or practices of third-party sites.

10. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Any changes will be posted on this page with an updated Effective Date. Continued use of our website or services constitutes acceptance of the revised terms.

11. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of the State of [Insert State], without regard to conflict of law principles.

12. Contact Information

If you have any questions regarding these Terms of Service, please contact us at:

Summit Beacon LLC

3225 McLeod Drive, Suite 100

Las Vegas, Nevada 89121

Email: info@summitbeacon.com

Phone: 714-261-9855

Website: https://www.summitbeacon.com/